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So what happens if you don't die?


Timbo

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As 'National Power of Attorney Day' was only the other month...and...let's face it folks, as Broads Boaters & Enthusiasts we are an aging population and as such heading down a path strewn with buckets we may inadvertently kick... I thought I would share some of 'avoidable' calamities that face us all!

 

Power of Attorney

 

Should your faculties deteriorate a power of attorney will allow you to appoint someone to carry out your wishes in your financial and care matters. All well and good, and something that is essential to have in place. However please think of the following...

 

  • Don't pressure someone into becoming your attorney.
  • If someone objects to your decision, listen to them.
  • Think your choice of attorney through.
  • Try to consider all possibilities. 
  • Remember once registered a power of attorney can take months and thousands of pounds to 'undo'.
  • Even if you have made a lasting power, voice your opinion, don't agree because your attorney says you have to.
  • Make sensible choices in your choice of attorney.
  • Remember you are handing over control of all of your assets, money, house as well as control of your daily care not to mention turning off your life support!

Solicitor

 

Find a good solicitor. One that specialises in problems faced by the elderly. Wills, probate as well as matters concerning your care,welfare & matrimonial matters.

 

Banking

 

This is a difficult one and depends very much on the state of your marriage. If your marriage is working then keep money in joint accounts that you and your partner can access should something happen to one of you. The only exception to this is if you have a care budget...keep this in your own name!

 

If you are having problems then keep a joint account for daily expenses. Personal money keep in a bank account in your own name. The same goes for your care budget account as mentioned above.

 

Social Aspects

 

Develop a relationship with your network of friends and carers independently. Remember your social worker and carers work for YOU! Voice your opinions. Your care package should be designed for your benefit...not those of your spouse or carers! Include your solicitor in any care reviews or 'meetings'. They also work for you and are aware of many pitfalls!

 

Money

 

Money from your care package is to be spent on nothing but your care & on the care you want and you require. The rest of your money is to be spent or saved on what you want or how you want! It is there to make your life easier, not that of your carer or anyone else! Be wary of any major financial transactions, including ISA's, share portfolios or sale of your house!

 

Will

 

Make sure that your will is in order and implements your wishes.

 

Your Attorney

 

Be wise in your choice of attorneys. Make sure your choice is balanced and that they understand they are to carry out your wishes not work for their own benefit or someone elses. Talk to your attorneys and make sure they understand exactly what you want to happen in both your financial matters, your care concerns and what you want to occur when the inevitable does happen. Most importantly of all, explain in detail to them your hopes and wishes for the future. Just because you are making provision for the end of life...you aint dead yet!

 

In conclusion

 

Make your decisions wisely with advice from your solicitor and family. Do your best to get it right. get it wrong and one day you will come to your senses stuffed in an old folks home, unable to access your money, having hot tea thrown at you by a delusional resident sat at the side of you and your carers more concerned with the wishes of someone else. A morbid subject I know, but something we are all going to face at some time or other.

 

And finally...

 

You thought I could get through a whole post being serious? Be aware that should you find yourself stuffed in that old folks home, and months of heartache and work and thousands of pounds have gone into extricating you from it, and should you ever again utter the phrase 'I've met this woman' to your son, a sudden impact will occur in your nether regions and your eyeballs will pop out of your ears.

 

To coin a phrase from the late Leonard Nimoy 'Live long and prosper'!

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If only I could get her to take those bloody aspirin !!!

Doug.

Simples! A thumb in each corner of the mouth, push outwards and backwards, she'll not be able to bite you, then with a drinking straw, like a pea-shooter, blow the aspirin into the back of the throat. Remove thumbs quickly, hold mouth closed until she's swallowed her pill. Works everytime although she might bark after it's all over.

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