I think two things have becxome clear here, firstly that the cost of boating is very hard to estimate, and secondly the credit side. How can you put a price on the plusses. I don't know how much Broad Ambition originally cost, but if sold today, she'd probably fetch a bob or two more.
Unless you are going to spend all your leasure time sitting in a cold dark room, you are going to spend money. I spend mine sitting in a cold dark boat and love every mninute of it.
Can I have some more info about that caravan centre in Blofeld please, I feel a burning desire to spend some money and buy a heated torch.