Sadly you will find most families are financially totally over stretched, buying houses holidays, cars etc they can't really afford after being brainwashed. Very interesting article in the daily express the other week, they are predicting that the car leasing schemes most manufacturers offer is reaching boiling point and is about to burst with manufacturers left with billions in toxic debt. We have just brought our youngest daughter out of hers as it was quite obvious she was just getting into a downward spiral of debt. Sadly my offer to her of using my father's old skoda I still have undercover in my warehouse, didn't go down to well lol.. who be a youngsters today..