JanetAnne Posted May 26, 2021 Share Posted May 26, 2021 38 minutes ago, BroadAmbition said: Well, I've just learnt sommat somewhat disappointing. I've just tried renewing 'B.A's breakdown/prop cover with SS Boatyard and they won't take us on because we are a timber hulled craft. We have had breakdown cover with them for years too. Looks like I need a word with Robert in his shell like when I'm there this weekend then In the 14 years since we recommissioned her, that is the first time I have come across an issue due to her being a biodegradable boat It's not like 'B.A' has got a weak or tender hull either for goodness sake Looks like I'll have to give Boulters a call Griff Not sure that the hull material actually effects mechanical breakdown so I will be interested to hear the reasoning behind this one. In the meantime, insurance in general for wooden boats is getting harder and harder to obtain. I seem to spend more time talking about insurance than planking these days! Hopefully someone will see the niche, like they have in the classic car world, and things will then improve. Quote Link to comment Share on other sites More sharing options...
CambridgeCabby Posted May 26, 2021 Share Posted May 26, 2021 I would think it was more to do with the insurance related to lifting (craning) the boat out of the water , as it is more precarious with a wooden hulled vessel 1 Quote Link to comment Share on other sites More sharing options...
Maxwellian Posted May 26, 2021 Share Posted May 26, 2021 Isn’t that how she was damaged before? Quote Link to comment Share on other sites More sharing options...
JanetAnne Posted May 26, 2021 Share Posted May 26, 2021 That wasn't part of a breakdown though. To me, breakdown cover is for engine problems, flat batteries etc. The sort of things you'd call the AA out for if it was your car in need. I just don't understand what the hull material has to do with 'breakdown' cover. You wouldn't call the AA if your car needed welding. 1 Quote Link to comment Share on other sites More sharing options...
CambridgeCabby Posted May 26, 2021 Share Posted May 26, 2021 Breakdown cover normally extends to prop cover (at an additional charge of course) , and for that they lift the boat to clear any obstructions as the legislation nowadays means using divers is no longer cost effective Quote Link to comment Share on other sites More sharing options...
Vaughan Posted May 27, 2021 Share Posted May 27, 2021 11 hours ago, CambridgeCabby said: I would think it was more to do with the insurance related to lifting (craning) the boat out of the water , as it is more precarious with a wooden hulled vessel I would say it is every bit as precarious with a GRP vessel but perhaps for different structural reasons. Quote Link to comment Share on other sites More sharing options...
BroadAmbition Posted May 27, 2021 Share Posted May 27, 2021 That's the breakdown and prop cover in place now with Boulters £169:99 for the year I'm not too concerned about the breakdown side of things as confident I can sort it mysen in most cases unless its catastrophic but it's the prop cover that's the important one Griff 4 Quote Link to comment Share on other sites More sharing options...
garryn Posted May 27, 2021 Share Posted May 27, 2021 The price does come down each year if you don't make a claim. My renewal this year is £131.11 with the maximum 30% no claims. 1 Quote Link to comment Share on other sites More sharing options...
Karizma Posted June 14, 2021 Author Share Posted June 14, 2021 I gave SS Boatyard a call and now have full breakdown/prop cover. Hope I never need to call them, but great peace of mind; especially when we let the 'kids' (they are in their 20's !!!) out on their own. 1 Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.