When I had the problem I rigged a polishing system from the tank drains pumped through a large 10" filter canister and back to a vent fitting at the top rocking the boat as much as possible, the crud that came out was hideous and lots of it from both tanks and was a bit like black blanket weed in appearance definately not waxy, once cleared it was rust flakes that caused the next seasons issues (yep mild steel tanks) as the sludge was holding it in place, finally a small red stain below a tank seam made the choice that they need replacing, this involved both engines out to get to them which was no small task (1/2 ton each and had to go up through a sunroof with an inch to spare) and new stainless tanks made, my tanks were baffled as I cut the bases out to see how bad they were.
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Diesel bug happened before FAME just not nearly as badly.
My boat spends most of it's time on the broads as well as going to sea when the opportunity arrises as do many others and not knowing the OP's boat or planned usage I think it's perfectly acceptable to include the info, do remeber the broads is not a closed in river system it's one big tidal haven.
My worry now is that due to lockdowns I still have nearly full tanks of fuel bought in 2019 although been well dosed and re-dosed several times.